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What size solar system do I need?

Work out the right solar system size from your electricity bill, your roof and your postcode, with a simple formula and worked examples.

Published 5 min read

Homeowner looking up at new solar panels on her roof
On this page7 sections
  1. Step 1: find your daily electricity use
  2. Step 2: find out what 1 kW of panels produces where you live
  3. Step 3: do the sum
  4. Step 4: check it against your roof and the rules
  5. Bigger isn’t always better
  6. Frequently asked questions
  7. Sources

Sizing solar is a sum, not a sales conversation. You need two numbers: how much electricity you use, and how much a kilowatt of panels produces where you live. Everything after that is about fitting the answer to your roof and your plans.

Step 1: find your daily electricity use

Your bill shows the kilowatt-hours (kWh) you used and the number of days in the billing period. Divide one by the other. Do it for a summer and a winter bill, because use changes with the seasons. Our guide to reading your electricity bill shows where to find each number.

If you have a smart meter, your distributor’s online portal can show when you use power across the day. That matters later, because solar is worth most when you use it on site rather than exporting it.

For a sense of scale, 24 kWh a day is around what a five-person household uses on average, according to Energy Made Easy.

Step 2: find out what 1 kW of panels produces where you live

The Clean Energy Regulator sorts every postcode into one of four solar zones, each with a rating for how much a kilowatt of panels generates in a year. Divided by 365, that gives a daily average. Look up your postcode in the regulator’s zone ratings table.

What 1 kW of panels produces, by solar zone
ZoneYearly output per kWDaily average per kW
Zone 11,622 kWh4.4 kWh
Zone 21,536 kWh4.2 kWh
Zone 31,382 kWh3.8 kWh
Zone 4 (includes central Melbourne)1,185 kWh3.2 kWh

Source: Clean Energy Regulator, as of October 2026

These are yearly averages for a well-placed system. Winter output is lower and summer higher. East- or west-facing panels on a typical roof can produce up to 15% less than north-facing ones.

Step 3: do the sum

Daily use (kWh) ÷ daily output per kW = panel size (kW) that matches your yearly use.

Worked examples (illustrative households)
HouseholdDaily useZonePanels to match yearly use
Couple, gas cooking and heating12 kWhZone 4about 3.7 kW
Family of four18 kWhZone 4about 5.5 kW
Family of four18 kWhZone 3about 4.7 kW
Five people24 kWhZone 3about 6.3 kW
All-electric home with an EV30 kWhZone 2about 7.1 kW

Matching your yearly use doesn’t mean a zero bill. Panels produce most at midday, so you’ll export some power cheaply and still buy power in the evening. That’s why the next step matters as much as the sum.

Step 4: check it against your roof and the rules

  • Inverter and export limits. Your electricity network can limit system size and exports. On a typical single-phase home, systems up to 5 kW are usually no problem; bigger ones may need extra paperwork or may not be allowed. Your retailer should check before quoting.
  • The 33% rule. Panels can be up to 33% bigger than the inverter and still earn STCs, which is why 6.6 kW of panels on a 5 kW inverter is so common.
  • Roof direction and tilt. North is best. Panels facing different directions need an inverter with two inputs, or microinverters. Keep panels tilted at least 10° so rain cleans them.
  • Shade. One shaded panel can drag down a whole string of panels. Ask the installer how they’ll design around trees or chimneys.

Bigger isn’t always better

Modelling for Solar Victoria found 4 to 6 kW systems often had shorter payback periods, and cheaper efficiency fixes, such as insulation, draught sealing and efficient appliances, can pay back faster than extra panels. Size for what you’ll use, then add these if your budget allows:

  1. Move daytime-friendly loads, such as the washing machine, dishwasher and pool pump, into the middle of the day.
  2. Consider a heat pump hot water system on a midday timer (see heat pump vs solar hot water).
  3. Plan for an electric car or a battery now, if they’re likely in the next few years (see is a home battery worth it?).

Frequently asked questions

How many panels is a 6.6 kW system?

It depends on the panel rating. With 440 W panels, 6.6 kW is 15 panels. Higher-wattage panels need fewer, which helps on small roofs.

Can I add more panels later?

Sometimes, but the inverter may not have room, and changes to standards can mean replacing it. If you expect to add panels or a battery, say so before you buy.

Should I size my system for a battery?

If you plan to add a battery, a slightly larger system leaves surplus solar to charge it. Size for the battery you’re likely to buy, not the biggest one available.

Why do retailers suggest different sizes?

They may be assuming different things about your usage, your roof or future plans. Ask each one to show the daily usage and production figures behind their recommendation.

This guide is general information, not financial or legal advice. Rules, rebates and prices change, so check the linked sources before you decide. Facts checked 18 October 2026.

Sources

  1. Solar Victoria: Planning your solar electricity systemsolar.vic.gov.au
  2. Energy Made Easy (AER): Solar Sharer Offer: what you need to knowenergymadeeasy.gov.au
  3. Clean Energy Regulator: Postcode zone ratings and zones for solar panel systemscer.gov.au
  4. Solar Victoria: Finding the right inverter for your systemsolar.vic.gov.au
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About the author

Portrait of Youssef Haddara, CEO of Netrosa

Youssef Haddara

Director of Netrosa, Creator of Solar Retailers Australia

I build systems that help businesses grow.

Youssef on LinkedIn